ya know what sucks? i got some stuff at kroger the other day while i was at work - having a bitch of a headache and ready to claw my eyeballs out of my head cuz of some sort of allergy....when i rang up the groceries, i got $10 cash back...unfortunately, i wasn't totally aware of my account balance...so i was $5.01 short...for this the bank charges me a $28.00 overdraft fee! just so happens the next day i made a $150 deposit, as well as my regular payroll deposit going in....grrrr....one freakin day....